We offer consulting and training services to companies focused on the “Business of Lending Money to the Masses, Profitably.”

For both startups in need of answers to the basics and sophisticated Online/Storefront operators, we help solve your challenges. 

Select our from our offerings below:

• Boot Camps: “Work” 2 days in one of our “live” stores in South Texas.
• Phone Consulting: Schedule a 15 minute to 60-minute call to solve your specific challenge and get answers immediately.
• Our “Bible:” It’s our respected 500+ page Course entitled “How to Loan Money to the Masses Profitably.” Download in Adobe PDF format.
• Our “Powerhouse Courses:  for advanced Lenders.
• Our Blog: Sign up for our weekly insights and musing about the “business of Lending.”
• Our “Texas CAB/CSO Report:” Everything you need to enter the Texas consumer loan industry.
• Our Consumer Loan “Pro Forma > Biz Plan: Play with your KPI’s…
• Our “Guide to Consumer Loan Company Valuations:” for buyers and sellers.

Buy Now

If you're worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on... Our "Bible" delivers ALL THESE ANSWERS AND MORE! How to loan money to consumers! Payday loans, car title loans, installment loans, line-of-credit loans... via the Internet and storefront models. Answers to: How profitable are they? How much do these businesses earn? Do you need a license? We update our "Bible" every 3 months.	Course 1: How To Start a Consumer Loan Business Our 500+ Page Manual Topics covered: Profits: Consumers pay $10 - $35 per $100 Borrowed How to launch a consumer lending business Payday Loans Small Dollar Loans Installment Loans Car Title Loans Personal Loans Signature Loans Non-Secured Personal Loans StoreFront Lending Internet lending Licensing? State/Province What loan management software to use? Capital required? Profitability? Collections? How to Collect Your $$ Borrower Underwriting? 3rd Party Credit Reporting Agencies for the Sub-Prime Store & Internet Lending tactics & strategies Sample contracts, License apps... Tribe Model: How to Partner with a Native American Indian Tribe How to Deliver the $$ to Your Borrower [ACH, Debit, Cash, Checks...] Texas & Ohio CSO/CAB model Marketing, Branding, Advertising: How to Put Your $$ to Work Leads: Buy $2 leads or $200 Leads? Web Sites: Why You Need Them. How to Get One Built Inexpensively. Mobile-Friendly... Site Selection: Where to Put Your Loan Store Default Rates: How Many Borrowers Will Fail to Pay You Email Strategies: How to Build Your Own List No More Faxing... How do You Raise $$: Cost of Capital Today $237.00 PDF Immediate Download 100% Refund Policy Click Here: $237.00 Immediate PDF Download Doubts? Here's a Link to our Founder's LinkedIn Profile Click this link Course #1 for a complete Table of Contents.
$197.00 How to Operate a Texas CAB/CSO Consumer Loan Biz	CAB/CSO Texas CAB Services Organization Report (Texas) For Lenders offering car title loans, payday loans, installment loans, line-of-credit loans... B2C consumer loans. An analysis of the CAB/CSO Credit Services Organization Model as it applies to Texas. An alternative to the "Regulated Lender Model. What is a Texas CAB/CSO Credit Services Organization? In essence, a CAB/CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services: * Improving a consumer's credit history or rating. * Obtaining an extension of consumer credit for the consumer. * Providing advice or assistance to a consumer regarding the previous two services. How does the CAB/CSO Credit Services Organization work with consumer loans? The CAB/CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the lender to register as a CAB/CSO and act as a loan broker. Thus, the CAB/CSO can make loans via "3rd Party Lenders" that are UNREGISTERED and UNLICENSED. The CAB/CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a "letter-of-credit" on behalf of the consumer to a "3rd Party Lender." This 3rd Party Lender funds the "loan" brokered by the CSO. How does the Texas CSO Credit Services Organization collect its 3 fees: A referral fee for referring the consumer to the lender that actually funds the "loan." This is not stipulated by any law but is currently $20 to $30 per $100. An application fee for filling out the CSO documents; typically $10 per $100. The interest on the "loan;" Texas state law caps this at 10%/year for the unlicensed 3rd-Party Lender. Your Total investment? $197.00. Delivered as a PDF immediately to your email inbox. We provide everything you need to acquire your CAB/CSO License from the Texas OCCC and your complete comprehension of how to launch an online/storefront Texas Consumer Lending Business.
	View Cart/Checkout
	Payday Loan, Title Loan, Boot Camp, Installment... Boot Camp -LIVE Boot camps are run in our South Texas “live” Loan Center We offer small-dollar loan training You and one employee/partner may attend Our "Bible: How to Loan Money to the Masses" is included These are “one-on-one” intensive workshops customized for your situation and challenges We cover both the store model and the Internet Model The fee is $5000 total per company (Including our Bible) We schedule our Boot Camps in our Texas location to accommodate your Team Seminar/Boot Camp 2-Days in a "live" Loan Center in South Texas. Includes our "How to Loan Money to the Masses Bible" emailed immediately in Adobe Acrobat.
	View Cart/Checkout
	Schedule a Call with our Founder. You want to learn how to make money by lending money? You’re fed up spending hours and days with “google search” in an attempt to figure out if small-dollar lending, payday loans, car title lending, and installment loans are profitable? Talk to an expert! 1] Request a Call; as little as $75.00 for a 15-minute call. Extend the call if you like. 2] Via Clarity.fm, you will be pre-charged for the estimated length of the call, based on our rate of $200/hr. 3] Connect directly with our Founders on the day and at the time you select. 4] Ask ANY question regarding the small-dollar loan industry 4] At the appointed day/time, call the conference line we provide. After our call, the charge will be adjusted to reflect the actual length of our call. Jer and the Team at Trihouse Consulting have taught thousands of entrepreneurs the correct way to identify, evaluate, negotiate, perform due diligence on, finance, turn-around and operate payday loan, car title loan, and installment loan businesses; the business of making money by lending money. Some people think we’re nuts for doing this, but the truth is that we’re far from crazy. DOING & Teaching opens doors for us that pales in comparison to any other channel.